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Home > Home Insurance in Hyattsville, MD & Washington DC | Waymon Lynch & Associates, Inc.

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Insurance Quote

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Second Mortgagee
Change Mortgage Company
Delete Mortgage Company
Property Loss Claim Form
Request Declaration and Coverages for Existing Homeowners Insurance Coverage
Request Evidence of Insurance

Homeowners Insurance Information

Home is your safe haven. It’s where you raise your family and create memories that extend generations. 

Waymon Lynch Insurance Agency is committed to helping every client get quality insurance benefits that will protect them in all parts of their lives. If you are a homeowner, or are embarking on the journey of buying your first home, then you must adequately insure the property with a home insurance plan that is customized to fit your precise needs.  

So, choose us as your local homeowners insurance agency, and you’ll get access to a network of top-rated policies.  

Call us or request your free quote now.  

Common Homeowners Insurance Questions  

What is home insurance?

Your home represents one of the most important investments you will ever make. That value alone is worth protecting, and homeowners insurance will help you do so.  

You never know when a hazardous event or natural disaster might occur at your home. It can cause extreme damage and cost thousands of dollars.  

However, as a homeowner, you will want to make the necessary repairs to your property without a huge financial strain. Homeowners insurance will pay these recovery costs on your behalf so you can move on from life’s challenges without it costing yourself an arm and a leg.  

What does home insurance cover?  

Homeowners insurance policies offer a diversity of benefits, each designed to offer targeted protection for a diversity of unexpected, unavoidable issues. These include:  

  • Structure protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards.

  • Detached structures coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.

  • Possessions insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.

  • Liability coverage: If you accidentally harm someone else or damage their property, you can use this coverage to repay them. Coverage will often pay for incidents both on and off your property.

  • Additional living expense protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.

  

Plus, because your home is unique, you can further tailor your benefits with more unique options like:

  • Scheduled items riders

  • Replacement cost value possessions coverage

  • Umbrella liability insurance

  • Flood insurance

  • Earthquake and windstorm endorsements

  • Pet liability insurance


We will always customize your plan by helping you tailor your deductibles and overall coverage limits.  

How much home insurance do I have to buy?  

Most mortgage lenders require homebuyers to purchase homeowners insurance before they approve loan applications. Generally, they will require you to obtain at least enough dwelling coverage for your home’s replacement cost value.  

Regardless of any coverage requirement, you should always carry this benefit as part of your comprehensive personal insurance package.  

What does home insurance cost?  

Multiple factors could influence the cost of your home insurance, including:  

  • The value of the home

  • The home’s location

  • Your credit score

  • Security features in the home

  • Your chosen policy and coverage limits


Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work one-to-one with you to determine the best ways to get your home the coverage it deserves at prices you can afford.  
  
Read more about home insurance!

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The Lynch Agency is licensed in MD, DC, VA, DE, PA, NJ, CT, RI, OH, IN, WI, IL, TN, KY, OR, WA, AL, GA, SC, FL, & NC.

Contact Us

4424 Longfellow St.
Hyattsville, MD 20781

Ph: (301) 927-6070

3016 14th St. NW
Washington, DC 20009

Ph: (202) 462-9243

278 B Bullsboro Dr
Newnan, GA 30263

Ph: (678) 423-9696
sales@thelynchagency.com

Office Hours

Monday-Friday
9am-6pm



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