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Home > Home Insurance in Hyattsville, MD

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Insurance Quote

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Second Mortgagee
Change Mortgage Company
Delete Mortgage Company
Property Loss Claim Form
Request Declaration and Coverages for Existing Homeowners Insurance Coverage
Request Evidence of Insurance

Homeowners Insurance Information

Owning a home comes with responsibility, and being a wise homeowner means preparing yourself to face financial risk confidently. The agents at Waymon Lynch & Associates, Inc. are here to help you look after what’s yours.

Home Insurance and Its Coverages

Home insurance is a contractual policy offering financial protection against loss or damage to your home and belongings. This policy may help you recover from unexpected financial events, reducing the risk of incurring substantial out-of-pocket expenses.

A basic home insurance policy may include the following coverages:

  • Personal liability coverage may help pay for third-party injuries or property damage caused by you or other listed parties on your policy. It may also help cover guest injuries that occur on your property.
  • Personal property coverage may help cover the cost of repairing or replacing belongings like furniture and electronics from damage or theft.
  • Additional living expenses coverage may help cover temporary living costs if your home is uninhabitable due to a covered peril.
  • Dwelling coverage may help pay for repairs or rebuilding of your home’s structure following a covered loss.
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The 80% Rule in Homeowners Insurance

The 80% rule in home insurance states that a homeowner is encouraged to insure their property for at least 80% of its replacement cost to receive full reimbursement for a covered loss. If the coverage is less than such, the insurance company will only pay a proportionate amount of the claim. This rule helps homeowners maintain adequate coverage to avoid significant out-of-pocket expenses in case of substantial damage.

Where Can I Get Home Insurance?

You can get home insurance by contacting Waymon Lynch & Associates, Inc., which offers tailored policies to meet your needs. Our team of experts can be found at Hyattsville, Maryland, and Washington, DC, & Newnan, Georgia, ready to serve and offer you our best coverage options.

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The Lynch Agency is licensed in MD, DC, VA, DE, PA, NJ, CT, RI, OH, IN, WI, IL, TN, KY, OR, WA, AL, GA, SC, FL, & NC.

Contact Us

4424 Longfellow St.
Hyattsville, MD 20781

Ph: (301) 927-6070

3016 14th St. NW
Washington, DC 20009

Ph: (202) 462-9243

278 B Bullsboro Dr
Newnan, GA 30263

Ph: (678) 423-9696
sales@thelynchagency.com

Office Hours

Monday-Friday
9am-6pm



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